2022 has been nothing, if not a roller-coaster year, and for advisors and investors, this “bumpy ride” is not nearly as fun (or as predictable) as the roller coaster at your favourite theme park. What is known is that ETFs allow for easy access, better diversification, liquidity and transparency into the underlying holdings, and helps investors better position their portfolios according to their risk tolerance and time horizon. Intraday pricing means ETFs allow for much more liquidity and can respond more rapidly to changing situations.